The Home Buying Process

Step One: Determine What You Can Afford
Meet with one of my mortgage representatives to become pre-approved. This process will not only pinpoint the price range for your search, but give you a negotiating position for when you put an offer on the house.

Step Two: Outline What You Want
After you pinpoint the features you are looking for including size, style, features, location, accessibility to schools and other personal preferences, you're ready for a meetup with me. 

Step Three: Initiate Your Home Search
I will provide you with homes that match your criteria, but you also have full access to the MLS System through this web site. Register to save your favorite homes, store notes and receive automatic emails of new homes that match your search. Set appointments with your Berkshire Hathaway HomeServices agent to tour any home in the area.

I will supply information on real estate values, taxes, utility costs, municipal services, neighborhood demographics, school data, and even alert you to proposed zoning changes that could affect your decision to buy.

Step Four: Make an Offer
Once you have found the home you wish to purchase I will help you submit an offer. The sellers then have the option of accepting, rejecting or counter-offering and I will negotiate the best possible terms for you.

Step Five: All the Fine Details
After the contract is accepted and signed by all parties I will help you:

  • through the inspection process

  • through the appraisal process

  • through the loan approval process

  • through preliminary title support

  • through approval of the seller's disclosure statement

  • through the escrow process

  • through removing contingencies

  • through the final walk through

Step Six: Close and Move
When all of the conditions of the purchase agreement have been met, I will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's office and you will take ownership of your home.

Step Seven: It’s Time to Celebrate

Congratulations on your new home!